Multi-asset allocation funds manage investments across stock, debt, and gold, but SEBI limitations may limit diversification. Individual investors should plan portfolios, and fund management skill is crucial for performance. Mutual funds are designed to accommodate different kinds of investors. As a result, there are several options for asset allocation, risk exposure, and investment goals. Multi-asset allocation funds are a type of mutual fund that we will talk about today. Before you include them in your portfolio, let’s examine what they are and what you should do.