Rewards or cashback? Choose credit card wisely

For a many consumers deciding between a cashback and a rewards credit card can be confusing. While cashback credit cards are attractive due to their straightforward benefit structure, rewards credit cards can enable you to accumulate points that can be redeemed against free flights, hotel stays, products or vouchers.

For those with high spends, the smartest approach would be to have both types of credit cards, allowing them to maximise value across different spending categories

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