Retirement in India: How Much is Enough? An Investment Banker’s Reality Check

Planning for retirement in India is more complex than it seems. Investment banker Sarthak Ahuja breaks down the numbers, revealing that popular advice often underestimates the real financial requirements. With inflation, taxes, and lifestyle costs factored in, the actual returns on investments shrink significantly. Ahuja emphasizes the importance of building a well-balanced portfolio to ensure financial security during retirement. For a comfortable lifestyle, including medical expenses and contingencies, retirees may need a corpus far beyond the commonly suggested figures. This article explores the critical factors influencing retirement planning in India and provides actionable insights to help you prepare for a financially secure future.

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