Credit Utilization Ratio: The Key to Maintaining a Healthy Credit Score

Credit Card: If you have a credit card, then it is like a boon. If you use a credit card correctly, then it will be of great benefit. If you show even a little carelessness while using the credit card, your credit score can be severely affected, which can cause you to face problems. If you are a new credit card user, you must be extra careful. In this case, the credit card limit has to be kept in mind.

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