11000 Monthly SIP Calculator
In this Example: Calculations show that a monthly investment of Rs 11,000, with a 12 per cent annualized return, will result in a corpus of Rs 25.56 lakh by age 55, while a monthly investment of Rs 11,000, with 5 years left before retirement, will build a corpus of Rs 9.07 lakh.
Financial planners often emphasize the importance of investing early in life to maximize compounding benefits, which are reinvested returns to generate additional earnings over time. However, if you were ready to spare 11000 monthly SIP india every month till you reach an important financial goal in life, say early retirement at 55, how much would delaying your investment cost you every 5 years?
This writeup provides estimates on SIP investments for 5-35 years, helping you plan your journey to 55 at a modest annualised return of 12 per cent.
Assuming you get an annualized return of 12 per cent, an SIP of Rs 11,000 per month will enable you to invest a sum of Rs 46.2 lakh in 35 years, leading to returns of Rs 6.68 crore and creating a corpus of approximately Rs 7.1 crore. In this example, starting your investment at 25, instead of 20 years of age, you will end up investing a total Rs 39.6 lakh over a period of 30 years (from age 25 to age 55), which is Rs 6.6 lakh less than the previous example.
In this example, you start your Rs 11,000 monthly SIP at age 30, which will give you 25 years of investment and compounding. Your total investment of Rs 33 lakh over the 25-year period will earn you estimated returns of Rs 1.76 crore, leaving you with a total corpus of Rs 2.09 crore at age 55.
A monthly SIP of Rs 11,000 for 20 years (from age 35 to age 55) will have you invest Rs 26.4 lakh, leading to a corpus of approximately Rs 1.1 crore including estimated returns of Rs 83.51 lakh. If you start at age 40, the same monthly SIP of Rs 11,000 will help you invest Rs 19.8 lakh into the mutual fund scheme of your choice, leading to a corpus of Rs 55.5 lakh by age 55 given the expected annualised return of 12 per cent.
Calculations show that a monthly investment of Rs 11,000, with a 12 per cent annualized return, will result in a corpus of Rs 25.56 lakh by age 55, while a monthly investment of Rs 11,000, with 5 years left before retirement, will build a corpus of Rs 9.07 lakh.
