SIP vs FD: How much will you get back on a Rs 6,00,000 investment over 12 years?

This comparison compares the returns of a Rs 6,00,000 investment between a Systematic Investment Plan (SIP) and a Fixed Deposit (FD). SIP offers market-linked growth and compounding benefits, making it ideal for long-term investors.

FD provides guaranteed returns, ensuring stability and security for risk-averse individuals. The SIP returns after 12 years are Rs 12,63,509, while the FD returns after 5 years are Rs 11,43,335. The SIP offers a higher return over 12 years.

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